To PROTECT your Family, your Business, your Income, YOUR FUTURE!
We are a family run business who have set out to inform, educate & provide our clients with an extensive range of services available for Mortgages & Protection.
We DO NOT charge Broker Fees; our services are financed exclusively by our UK Lenders & Providers. We provide a cost-efficient service with no hidden charges, with access to a comprehensive range of Lenders & Providers, you can be rest assured to receive a top-quality service.
We understand how difficult it is to address the most important matters while juggling daily tasks, that is why we offer the option for evening appointments upon request, whether by Telephone, Zoom or Face to Face, we listen to your concerns and we address them.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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Meet Our Team
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Eleanora began her financial industry career as a Protection Adviser, with an aim to educate & provide various levels of protection for individuals, families & businesses. Thriving from client feedback and with a flair for figures and BSc Hons in Accounting, Eleanora pursued her career in Mortgages. To the outside world the industry can appear somewhat daunting, however Eleanora’s key focus is to address the confusion surrounding the mortgage process and provide simplistic, straight-forward advice, minus the jargon. Outside of work she enjoys walking her dogs & spending time with family, as we all well know, time is precious.
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Neil’s role as a Protection Adviser is fundamental to the core structure of our services, “To Protect Your Family, Your Business, Your Income, Your Future!” Specialising in Personal & Business protection whether an individual, couple, family, sole trader, partnerships or limited company, his vast knowledge and passion is demonstrated through his insightfulness & enthusiasm when providing his advice. Neil’s thrive for positivity flows through to his personal life and you will be sure to see him with a smile on his face.
Services – Mortgages
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First Time Buyer
You’re filled with excitement and ready to take your first step onto the property ladder! We understand the mortgage process can seem a little bit scary, however we will assist you every step of the way from calculating how much you can borrow, what it will cost & taking the time to guide you throughout your purchase journey.
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Home Mover
Whether you are looking to upsize or downsize, the thought of moving home can bring a mixed bag of emotions and a considerable to do list. As your committed broker we can assist you, whether it’s moving your mortgage or applying for a new one altogether, we will review your options and support you throughout your mortgage process.
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Remortgaging
To simplify, remortgaging is moving from one mortgage deal to another, either staying with the same lender or moving to a new one. Remortgaging can present you with a variety of options including but not limited to; decreasing or extending your term, release of funds for home improvements, debt consolidation, to buy another property or simply to secure a better rate. As your dedicated broker we will review your options for you, answer your questions and support you throughout your remortgage journey.
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Buy To Let
Whether you are looking to become a first-time landlord, or already maintain a portfolio of properties, at Dunn & Co you can be rest assured to receive top quality advice. We work from a comprehensive panel of lenders which is representative of the whole of the market, with access to exclusive deals not available on the high street.
Most Buy-To-Let mortgages are not regulated by the Financial Conduct Authority.
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Co-Ownership
What is Co-Ownership? In a nutshell, you buy a place together. You buy the share that you can afford, between 50% and 90%, and Co-Ownership covers the rest. You pay the mortgage on your part and pay rent on the Co-Ownership’s part. When you’re able to, you can increase your share in your home until you own it all! With Co-Ownership a deposit may not be needed to purchase your property dependent on your circumstances. At Dunn & Co, we explore your options to take your first step onto the property ladder, guiding you throughout the entire process.
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Self Build
Have you found or already own a site and not sure where to start? To finance your project you will need to arrange the funding for your build through a ‘Self Build Mortgage’ rather than a conventional mortgage. With a conventional mortgage the funds are released in one lump sum however with a Self-Build, in the majority of cases, the funds are released as each stage of the build is completed. You will also need to pass affordability & credit checks as you would a conventional mortgage. If you would like to know more and to start your Self Build Journey, now is the time to get in touch and talk through your options.
Services – Protection
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Mortgage Protection
Mortgage Protection consists of Life Insurance and/or Critical Illness Cover which provides that added reassurance of a lump sum payment to repay your mortgage in event of passing away or diagnosis of a critical illness for e.g heart attack, cancer, stroke. At Dunn & Co we work with the top leading UK Insurers to provide you with peace of mind that we will source and provide the correct cover needed for your own personal circumstances.
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Family Protection
Family Protection consists of Life Insurance and/or Critical Illness Cover which provides that valued assurance of a lump sum payment or monthly income in event of passing away or diagnosis of a critical illness for e.g heart attack, cancer, stroke. Replacing lost income or simply to maintain your current lifestyle, we listen to your concerns and address them by providing you with bespoke cover tailored to your own personal circumstances.
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Income Protection
“If I were unable to work due to and an Accident or a Sickness, how would I pay my bills?” Employed or self-employed, Income Protection provides cover for up to 70% of your earnings. As a result of incapacity, you are paid a monthly income tax free to assist with day to day living costs & to maintain your standard of living. At Dunn & Co, we provide bespoke cover to suit within your budget, whether it’s a 1-year claim period or right up until retirement, we discuss your options to provide you with that added peace of mind.
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Business Protection
Business protection helps to protect your business should a director, partner or employee suffer a critical illness, pass away or are unable to work due to accident or sickness. At Dunn & Co we pride ourselves in keeping up to date with the frequent industry changes, informing you of the tax efficient products available & designing a bespoke protection portfolio for your business. Policies available include Relevant Life Cover, Executive Income Protection, Business Loan Protection, Key Person Cover & Shareholder/Partnership Protection.
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Private Health Care
Private Health Care offers individuals, families & businesses a quicker route to diagnosis & treatment providing that added peace of mind if you, your family or an employee are ever unwell and need professional medical help. Faster access to treatment can also mean less time off work due to sickness and more time getting on with day-to-day life with as little disruption as possible. We listen to your concerns, provide cost-effective options & help you to choose which option suits within your budget. Our affiliation with the main leading insurers allows us to work on your behalf, negotiating with your provider at each renewal and supporting you in the event of a claim.
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Landlord Insurance
As a landlord you want to ensure your investment is protected. Trusting strangers to live in your rental property is risky, so protect yourself from your concerns and give yourself reassurance that the accidental or malicious damage will be covered, the structure can be fixed, and you won’t have to bear the consequences of events that are out of your control.
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Home Insurance
Your home. Your safe haven. Protect it. Burst pipes, leaking roofs… safeguard your assets against the unfortunate damages that can occur to your structure & belongings inside. We are not tied to any particular insurance company and working with a wide range of insurers, you can be rest assured to receive the right recommendation from the right provider for your requirements.
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Trusts
At Dunn & Co, we recommend putting Life Insurance in Trust to make sure the right money goes to the right hands at the right time. Proceeds are paid directly to the trustees without any delay through probate & you may be able to ensure that the proceeds do not form part of your estate and are therefore not liable for inheritance tax. By nominating beneficiaries in the trust form this ensures the proceeds go to the intended recipients. It does not cost you anything to set up & we provide this service free of charge.
Contact us.
20 Downpatrick Street, Rathfriland, County Down, BT34 5DG
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information, you have given your agreement to receive verbal contact from us to discuss your mortgage & insurance requirements.
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